It is a real private bank, not a ‘platform’ atop which myriad financial services are slotted into place You can trade cryptocurrencies from our mobile apps, our Crypto Assets platform (accessible from your eBanking or trading platform) and/or from the trading Workspace. Additionally, the complexity of institutional trading platforms can be a double-edged sword. While they offer advanced features, they also require a higher level of expertise to navigate effectively.
For me, the best Swiss broker and therefore super, suitable for the French Swissquote Freunde werben programme (code promotionnel swissquote). Swissquote was founded in 1999 and has grown into a major banking group in Switzerland. With more than 700 employees, it is responsible for areas such as trading, loans or approximately Robo Advisory worked. Low commission accounts with innumerable facilities enhance the quality of trading and help in making higher profits. Swissquote trading account has undoubtedly a huge client base because of all the features and facilities and services it provides with the trading account. The research and advisory team are fully professional and prudent at their work.
You can trade cryptocurrencies from your eTrading platform or through the cryptocurrency service in your eBanking portal. Jeff Anberg is a Senior Editor at BrokerNotes.co and ForexBrokers.com. Along with years of experience in media distribution at a global newsroom, Jeff has a versatile knowledge base encompassing the technology and financial markets. He is a long-time active investor and engages in research on emerging markets like cryptocurrency. Jeff holds a Bachelor’s Degree in English Literature with a minor in Philosophy from San Francisco State University.
The basic trading account of Swissquote is the standard account that you can open by depositing $1000. There are 3 types of accounts that you can open with Swissquote which are – However, the amount mentioned above is the deposits and you can use them for trading, so there are no account charges. However, this amount varies from one type of trading account to another that is offered by the brokerage house. Swissquote with its exceptional market pricing and automation features reduced the fees to a great extent. This in turn helps the traders to earn extra profit as the cost is less.
Many latecomers to investing often fall into the trap of chasing top-performing stocks or looking for quick solutions. But there’s a more effective, long-term approach to getting on the right track.In his latest article, Andrew Hallam outlines straightforward strategies that help late investors save for retirement while minimizing unnecessary risk. Many soon-to-be retirees are tempted to invest 100% in stocks—especially after years of strong market returns. In his latest article, Andrew Hallam explains why this strategy can backfire, especially if markets dip early in retirement. He highlights how behavioural biases and poor timing can quickly deplete portfolios—and why a more balanced mix of stocks and bonds offers greater financial resilience.
Following regulatory approval by the European Central Bank and the CSSF in Luxembourg, the company was renamed Swissquote Bank Europe SA and became a fully owned entity of the Swissquote Group. In 2009, Swissquote created a chair in quantitative finance at the Swiss Federal Institute of Technology in Lausanne (EPFL) and launched the company’s first quant funds. In June, it acquired Tradejet AG, a Zurich-based online information platform and broker. Later, in October, it acquired ACM Advanced Currency Markets AG, expanding its operations to include online Forex trading.
Our Desktop PCs run Windows 11, and we use MacBook Pro laptops running the latest version of macOS to test trading on the go. We test mobile apps and products using iPhones running iOS 17 and Samsung devices running Android OS 14. Regulation and security are paramount when dealing with large sums of money.
Access a wealth of trading, investment and saving solutions from the comfort and security of your multi-currency Swiss bank account. Enjoy the freedom offered by a versatile debit card and all the popular digital payment options. Invest in tomorrow’s trends according to your values, pay abroad without fees… Shape your own financial world with the Swiss leader in online banking. On April 7, 2021, Yuh Ltd. was founded as a joint venture between Swissquote Bank AG and PostFinance AG in Switzerland. Marvel Communication SA released the financial platform Swissquote, which in 1996 became the first platform to offer free access to all securities traded on the Swiss stock exchange. We are also the 100% owner of Yuh, Switzerland’s favourite financial mobile app, designed especially for the younger generation.
Trade CME Group options and futures directly from your Swissquote web platform and access the unparalleled liquidity of the world’s leading derivatives market. I’ve recently come across the new app «Yuh», made through a joint venture between Postfinance and Swissquote. If you know or live in Switzerland, you also know that those two are huge actors in the financial and crypto-services in Switzerland.
Shares, bonds, funds, ETFs, derivatives—find the financial instruments to complete your share portfolio and trade the products that interest you online. 82.48% of retail investor accounts lose money when trading CFDs with this provider. From January 2015 to May 2021, Swissquote was the official partner of Manchester United.
Either a Swissquote account or a Forex & CFDs account, depending on your financial goals. Amplify your strategies and gain the agility to https://traderoom.info/is-swissquote-a-safe-brokerage-to-trade-through/ go long, short or hedge with leveraged derivatives. Explore our products designed for smarter, sharper crypto investing.
It is a misconception that this only affects investments – some banks refuse American clients for even bank accounts now. In 2001, Swissquote gained access to the Swiss stock exchange (then SWX and Virt-X), the US stock exchanges NYSE, NASDAQ and AMEX. In 2002, after the takeover of Consors (Switzerland) AG and customers of Skandia Bank Switzerland, Swissquote expanded its offering to include new markets, financial products and services. Swissquote Group Holding Ltd is a Swiss banking group specialising in providing financial services in the areas of trading, investment services and banking services. Swissquote also offers services for independent asset managers and financial institutions.
Swissquote holds banking licenses in Switzerland (FINMA) and Luxembourg (CSSF). The parent company, Swissquote Group Holding Ltd, is listed on the SIX Swiss Exchange under the ticker symbol SQN and wholly owns Yuh, a next-generation fintech app. Swissquote provides a range of financial services, including trading in equities, funds, bonds, warrants, options, and futures, catering to retail investors, asset managers, and corporate clients. Institutional forex trading differs significantly from retail trading. It involves large-scale transactions typically executed by financial institutions such as banks, hedge funds, and asset managers. These trades can influence currency markets due to their sheer volume and the sophisticated strategies behind them.
Consider a hedge fund that wishes to leverage the advanced capabilities of an institutional broker to execute a high-frequency trading strategy. By utilizing direct market access and low-latency execution, they would capitalize on minute price movements, generating substantial profits. Another hypothetical example would be an investment bank that uses an institutional broker’s sophisticated risk management tools to hedge against currency fluctuations, protecting its portfolio from market volatility. Swissquote provides mainly range of online trading services, yet the user-friendly platform also offers solutions for eForex, ePrivate Banking, eMortgage and flexible saving accounts. In addition to a low-cost service for private clients, Swissquote also developed specialized services for independent asset managers and corporate clients.
Which do not show the characteristic HH and HL uptrends and LL and LH downtrends, but move sideways with no obvious direction, are called ranging markets. Combining support and resistance levels with other price action signals can create powerful trading setups. For example, if a bearish engulfing pattern forms at a resistance level in a downtrend, it provides a high-probability selling opportunity. Similarly, if a pin bar forms at a support level in an uptrend, it could indicate a strong buying opportunity. This article outlines how price action trading works, highlights high-probability price patterns, and explains how traders can interpret market sentiment without relying on traditional indicators. These insights apply across markets — whether you’re trading stocks, forex, crypto, or futures.
Start by looking for major price moves, as supply and demand zones are often found where significant price movements have occurred. These strong rallies or sharp drops indicate areas where buyers or sellers have taken control. Additionally, look for consolidation areas before these major moves. Using higher time frames, like daily or weekly charts, can also help you spot stronger and more reliable supply and demand zones compared to lower time frames. In this case, the trick is to wait until the price breaks through the last High or Low. For example, if you see a short opportunity after the price falls through an ascending trend line, wait until the price moves past the previous Low to place an Entry position.
What is your strategy for the duration of your market positions? The duration of a trader’s commitment and their selected trading strategy… Teo underscores the importance of consistent practice and continuous improvement in developing and refining a robust approach to engage in market trading. This method entails creating a comprehensive strategy for executing trades, diligently recording each transaction, and methodically analyzing the results to pinpoint opportunities for improvement. Teo details specific tactics for identifying and capitalizing on opportunities in the market. The strategies integrate different elements of market dynamics to provide traders with a comprehensive approach for pinpointing the optimal moments for initiating and concluding trades.
These levels are identified by looking at historical price data, specifically significant swing highs and swing lows where price reversed direction. Of course, you can also add an indicator to your price action strategy, and one of the most common indicators used by price action traders is the moving average. Just like the horizontal support and resistance levels, they tend to correspond with levels where there are plenty of demand and supply. A bearish pin bar that forms at the right shoulder might be a good trigger to enter a trade even though the price hasn’t yet broken the neckline, which is the classical method of trading the pattern. It is possible to combine chart patterns and candlestick patterns, which can even increase the odds of your trade. Similarly, if a falling three pattern is a part of a breakout below a support level, the price is more likely to continue dropping.
This pattern looks to predict a bullish or bearish trend reversal. For example; a bullish engulfing pattern will show that price first formed a small candle, in the second session it moved lower, before reversing and breaking completely above the first candle. Following the first small candlestick price will then form a second candlestick that fully engulfs the first small candle. You can see this as the price moved lower, but by the end of the session it had snapped back higher to reject the lower prices.
If you’re just starting out, I’d say it’s usually better to focus on breakouts first. Because breakouts tend to be a bit easier to understand and follow for beginners. You’re basically just watching for when price breaks through a key level—like resistance or support—and then riding the momentum. It’s a more straightforward setup, especially if you already use tools like support/resistance, trendlines, or even confirmation from indicators like RSI or volume. This tool is one of the most basic and easy-to-understand even for newbies.
Traders must be willing to adapt, learn, and evolve their approaches based on changing market conditions. These are critical areas where buying and selling pressures potentially converge. Traders should view these as dynamic zones rather than rigid lines, understanding that markets interact with these levels in complex ways. One way to manage emotions is to take regular breaks and avoid overtrading. Additionally, practicing mindfulness and staying focused on the long-term goal can help you remain calm during periods of market volatility. Remember, the market will always present new opportunities, so there is no need to chase trades.
Suppose a stock tests a well-defined support level and prints a bullish engulfing candle. A price action trader might place a buy order just above the high of that candle, using the low of the same candle as a stop-loss level. The trade anticipates a bounce based on prior support and strong buyer intent. At its heart, Swing High/Low Trend Trading relies on the observation that in an uptrend, prices create a series of higher highs (HH) and higher lows (HL).
I have been following the news and I agree sometimes it doesn’t influence the direction of the stock. Sometimes price increases with no news at all which is always puzzling. Please I want to know how to get a SL price and TP price in trading. In this market condition, I want to be selling because that’s the path of least resistance. This market is in a downtrend, otherwise known as a declining stage.
This offers you more chances to make profitable trades compared to markets with small price changes, where you might find yourself waiting for something to happen. Increased market volatility can be a great opportunity for traders. Unlock 12+ advanced trading tools, 3 expert PDF guides, and weekly price action insights to improve your trading. Well, there you have it… 7 price action secrets the banks don’t want you to know. It’s a good idea to check the order book every few hours or so, to get a sense of where stops and other orders have built up. Usually, a reversal will only happen if a big bunch of orders have built up at a single price, but you’ll sometimes get one when a collection have accumulated at similar prices, shown by small bars.
By looking at the big and smaller picture, you can better understand the overall trend and potential trading opportunities. It’s also important to keep in mind that different traders may have different opinions on the trend, depending on the timeframe they’re looking at. These price action trading secrets are not ultra-sophisticated, proprietary, or exclusive. Instead, they’re rather accessible to all who take the time to learn and apply them.
Price action trading is an effective trading approach where traders make decisions based on the movement of prices shown on charts, without relying on complex indicators. It focuses solely on price history and doesn’t consider external factors. Price charts reflect the collective behavior of traders in the market. For example, if the price suddenly moves up, price action charts clearly show this and indicate that buyers are in control. «A very educational book about price action trading and trading strategies! no nonsense and straight forward. I highly recommend to all traders.» Read more If you’re seeking a structured path to accelerate your learning and apply these concepts effectively with expert guidance, consider exploring Colibri Trader.
To increase the chances of a successful trading opportunity, do not blindly enter trades in such support and resistance areas. For example, if a head-and-shoulders formation or a double top appear at a support and resistance level, then this can increase the chances of a positive result. If a correction continues for a long time and if its intensity increases, a correction can also lead to a complete trend reversal and initiate a new trend. Like breakouts, trend reversal scenarios, thus, signal a transition in prices from one market phase to the next. Naturally, support and resistance do not always stop the price from continuing a trend. If you understand them and apply them in your price action trading, you will shorten your learning curve.
You’ll learn how to identify powerful candlestick patterns, spot key support and resistance levels, trade high-probability breakouts, and use volume to confirm your trades. This comprehensive tutorial takes you step-by-step through real market examples to help you develop the skills professional traders use daily. Many charts today are full of indicators that are difficult to understand. However, all they can offer is price reading, bare and raw, represented by candles.
It works best when integrated into a comprehensive trading plan that includes sound risk management principles and a broader understanding of market context. When used correctly, the Inside Bar strategy can be a valuable addition to any price action trader’s toolkit. No, you don’t need indicators to trade price action, but certain indicators can complement your analysis. Price action is primarily about reading the candles and how they interact with key levels. Many successful price action traders use 1-2 indicators at most, focusing on volume indicators or moving averages as supplementary tools. Create objective entry rules for reversal trades (patterns at support/resistance) and breakout trades (momentum with volume).
When this energy is finally released, it often results in a rapid and substantial price move in the breakout direction. Traders using this strategy look for the price to move beyond these established boundaries with increased momentum and volume, signaling a potential shift in market sentiment and the start of a new trend. This makes it a popular choice among professional traders, stock market analysts, financial institutions, and independent investors alike. The Pin Bar (also known as the Pinocchio Bar) strategy is a popular price action trading strategy that centers around identifying a specific candlestick pattern resembling Pinocchio’s nose. This pattern, characterized by a long wick (or shadow) juxtaposed against a small body, represents price action secrets a decisive rejection of price at a particular level. This rejection signals a potential reversal in price direction, making it a valuable tool for traders looking to capitalize on shifts in market sentiment.
However, in order to keep the transaction process safe, sometimes additional checking can take place. We can also confirm that your withdrawal requests have been successfully completed.Anyway, if you need any assistance, please contact us at Our Customer Support is always eager to help! Dear Kevin Malagon,We’re genuinely sorry to hear about your situation and completely understand how distressing this must be. If you need further assistance or clarification, please don’t hesitate to reach out to us at Our team is ready to help.Kind regards,worldtradex Rep.
After clicking on the withdrawal option, next is the selection of the payment methods, and the amount to be withdrawn to get the withdrawal completed. The custom-built worldtradexFx mobile trading app features a simple yet functional user interface. The respective app versions are downloadable from the Google Play Store or App Store for Android and iOS-based mobile phones. The term leverage is the ability to have access to added funds – margin – when trading financial instruments. Although increasing your margin could boost your market exposure, it also raises your vulnerability to losses.
This plays well into your hands as you will always receive the best available price from the network, leading to cheaper trading fees and better profit potential. I opened an worldtradex trading account and tested the broker’s spreads, trading conditions, and platforms to see how they performed against 20 other brokers. In this worldtradex Review, I’ll go through my findings helping you decide if worldtradex is a broker you should consider. Furthermore, some off-exchange financial instruments and derivatives may offer varying leverage levels and may not be subject to the same regulatory protections as exchange-traded instruments. As a result, they may be subject to higher levels of market volatility and carry a higher degree of risk.
As users trade, they automatically earn XP and progress through four status levels, Bronze, Silver, Gold, and Platinum. Each level offers increasingly valuable benefits such as reduced spreads, faster bonus withdrawals, and accelerated accumulation of prize lots for the Trade and Win program. We want to assure you that at worldtradex, we do not impose any hidden fees on deposits, withdrawals, or trading profits. Any fees mentioned are typically those charged by third-party payment providers, not by worldtradex itself. Our spreads are competitive and transparent, designed to support fair trading for all clients.We take transparency and fairness seriously and are committed to providing a safe and reliable trading environment. If you have any questions or need assistance, please contact us at regards,worldtradex Rep.
They can also, on these trading platforms (worldtradextrader, MT4 and MT5), access lots of extra technical tools and indicators specific to worldtradexFx alone, which is required for a purposeful and pleasant trading experience. Furthermore, worldtradexFx has an easy-to-use app which is also available on Android and IOS devices. This app allows users to enjoy a smooth trading experience and keep track of executed orders from anywhere. Established in 2011 and located in London, worldtradexFx is a forex broker that renders its services to users worldwide. This review will focus on its regulations, trading instruments, deposit & withdrawal methods, online trading fees, spreads, leverage and how to open an account.
From the dashboard, you can make withdrawals and internal transfers, view promotions, invite friends, check account records, manage accounts, participate in contests, view user statuses, and engage in copy trading. A status program is offered where clients, based on their deposited funds, can access different levels that provide enhanced services. The worldtradex mobile app can be downloaded and quickly recognizes and retrieves data after entering the username, requiring no further action. From the worldtradex app, users can open positions in the worldtradex account as well as in MT4 and MT5, which can also be done using those specific applications. This means the app provides complete control over all open accounts and displays the full trading history. It features attractive charts for all three account types, allowing trading and modifications.
The support team quickly and Worldtradex reviews efficiently resolved all of our queries. Overall, we were very satisfied with the email support provided by worldtradexFX. If you’re looking for a broker with reliable email support, worldtradexFX is worth considering. Explore the worldtradexFX platform and train yourself to think systematically and logically about the markets. Experienced worldtradexFX traders can trade high risk CFD trades to hedge items in their portfolio.
A forex industry expert and an active fintech and crypto researcher, Steven advises blockchain companies at the board level and holds a Series III license in the U.S. as a Commodity Trading Advisor (CTA). All websites and web-based platforms are tested using the latest version of the Google Chrome browser. Though it has been granted regulatory status in Cyprus and South Africa via an intermediary (Orinoco Capital), worldtradex’s lack of additional reputable licenses heavily weighs down its Trust Score.
As a Invesmtnet Opportunitites avilable at worldtradex we will mark availability of Copy Trading which is a good option for various traders. worldtradex shines in giving several trading tools for active traders, however, individuals looking for long-term investments could have to take more thought on other platforms, including bonds and ETFs. worldtradex ensures traders’ easy access to help by offering several lines of communication.
The FSC is deemed “offshore” as they are an authority that accepts clients from multiple countries like Malaysia, Singapore, or Australia without being directly regulated by the country’s financial authority. Another decent addition I found on MT5 is the native economic calendar which shows the times of upcoming economic announcements that can impact your trades. I like that it updates in real-time and displays on your charts which I found useful to avoid opening trades during high-impact announcements like US GDP or Non-farm Payrolls. I find MT4 makes it easy to customise your charts with 9-time frames from day to tick charts and 3 chart types including bar, candlestick and line. This lets you adapt your charts depending on your strategy, whether you use multi-time frame analysis or are a scalper with tick charts you’ll find it easy to switch on MT4. Even at 0.90 pips, I found it’s roughly 18% cheaper than my industry average tests of 1.11 pips for EUR/USD, positioning worldtradex as a low-spread broker.
The web-based platform offers quality charts, allows for the placement of technical indicators and lines, and supports alerts that arrive as notifications from the broker. However, it lacks weekly and monthly time frames and does not offer an intuitive zoom tool. This worldtradex review aims to give a clear view of the broker and its services. We hope, with these insights, anyone interested in worldtradex trading opportunities could decide whether to invest in them or not. Users from all over the world have traded in the financial markets using our platforms and mobile apps.
Steven holds a Series III license in the US as a Commodity Trading Advisor (CTA). Here is a more detailed look at the wide range of top trading platforms you can expect to find when you are trading at worldtradexFX, and what they can provide you with. Taking a look at the CFD markets available from worldtradexFX, it is noted that they offer a little more than 70 assets in total. Some of them may not be available within every region or account type. With that said, they still offer good value in terms of trading conditions. This makes it perfect for new traders and those beginners starting out.
In such cases, if the account balance turned negative, the credit from the bonus would be automatically cancelled, preventing the account from going negative. To withdraw the bonus, the client must trade a number of lots equal to half of the bonus amount. For example, if the bonus totals USD 400, the client must trade 200 lots to be able to withdraw it. The threshold to access the bonus is high and requires a substantial trading volume. The worldtradex dashboard clearly displays the progress of these lots and the application of the bonus in a detailed manner. Accessing the bonus is a straightforward process and can also be configured automatically.
Demo trading accounts like the worldtradexFX demo account can help individuals to make informed decisions before investing their money. MT5 on worldtradexFX features a massive range of tools like additional timeframes and the most up-to-date technical indicators to give you all the trading resources you https://worldtradex.online/ need to trade on and analyze the financial markets. MetaTrader 4 MultiTerminal offers traders an intuitive and user-friendly dashboard to manage and monitor multiple trading accounts. This powerful tool allows traders to oversee over 128 accounts simultaneously, enabling them to place market and pending orders, view real-time market prices, and track all accounts and equity in real-time. However, the range of available methods for the region where the review was conducted from is not very broad, as transfers and credit cards (debit) are not available. Still, the experience with cryptocurrencies was quick, successful, and efficient.
Overall, the range is suitable for most traders either beginners or tradrs with experience, also we would mark that range of Products vary by the platoform you use also the entity of worldtradexFx. Single app and web service integrated into the Oct lets you earn like an experienced trader without any specific knowledge. You simply start following some pro trader you’ve picked, and worldtradex CopyTrading app automatically copies their trades. Spanning across the globe, worldtradex is subject to regulation by several authorities including the FSCA, MISA, and CySEC, reflecting the diverse regulatory landscape governing the activities conducted by worldtradex. Before deciding to trade in any kind of financial market or financial instruments, you should carefully consider your investment objectives. Participating in financial markets involves high risk, which can result in the loss of part or all of your investment.
Wiadomo, 2020 rok, to właściwie rynek przetargowy zamarł, w niektórych miesiącach to w ogóle nic się nie działo, wszyscy byli niepewni, banki nie chciały sprzedawać, także te aukcje stały. I jeszcze jest drugi czynnik, który fajnie wpływa na Kruka, czyli wróciły, też szybciej, niż oczekiwano, przetargi na rynku. To widać po wielu spółkach, myślę, że między innymi Kruk jest takim przykładem, że bardzo dobrze sobie poradził. W 2020 też w gruncie rzeczy chyba można było być bardziej pesymistycznym, szczególnie na początku 2020 roku, jeśli chodzi o to, jak sobie będzie radzić branża wierzytelności, jak będą wyglądały spłaty tych portfeli. W pierwszym kwartale wyniosły 512 milionów złotych, to też był rekordowy odczyt, także bardzo mocne wejście w 2021 rok spółki.
Ukraina jest częścią Europejskiej Unii Energetycznej, co oznacza, że znajduje się na tym samym rynku energii co Unia Europejska. Bez modernizacji i inwestycji w to, co mamy na naszym własnym terytorium, pozostaniemy podatni na kryzysy takie jak ten z 2021 r., kiedy to Rosja zakłóciła europejski rynek energii. Na przykład w Czechach właśnie opracowaliśmy „plan B” dla zielonej gospodarki w oparciu o badania oparte na dużych zbiorach danych.
Tylko poprzez przestrzeganie tych wartości i wspieranie wzajemnej odpowiedzialności Unia może utrzymać tempo integracji i odgrywać swoją rolę jako bastionu siły normatywnej w spornym świecie. W ten sposób Ukraina mogłaby stać się przekaźnikiem miękkiej siły UE, rozszerzając strefę stabilności, demokracji i współpracy dalej na wschód. Proeuropejski zwrot Ukrainy oparty na przełomowych wydarzeniach, takich jak pomarańczowa rewolucja, Euromajdan i przyznanie statusu kandydata do UE w 2022 r., pokazuje, jak miękka siła może zmienić strategiczny kierunek rozwoju kraju. Zamieszkało w nich prawie sześć milionów Ukraińców.
Najdelikatniejszegospowolnienia spodziewa się OCBC (-1 proc. rdr), najgwałtowniejszego – BloombergEconomics (-11 proc.). W poprzednim tygodniu aktualizacji dokonało 14 dużychinstytucji – wynika z zestawienia Bloomberga. Choć nikt nie miał wątpliwości, że działania podjęte przezwładze i mieszkańców Chin w celu zatrzymania epidemii koronawirusa zmroziłytamtejszą gospodarkę, to powszechnie zastanawiano się, czy Pekin będzie gotowyto przyznać w oficjalnych danych makroekonomicznych. Owszem, wejście do UE zwiększyło konkurencję na rynku, obniżając ceny, ale wprowadzone potem
Trzecim rozwiązaniem jest produkcja wodoru, gdy cena energii elektrycznej jest ujemna, o ile ktoś pokryje koszty infrastruktury. Jednym z rozwiązań jest magazynowanie energii w bateriach. Na przykład energia jądrowa w Niemczech nie spełnia tego trzeciego warunku.
Obecnie zajmuję się biznesem, ale wcześniej byłem wiceministrem gospodarki, więc najpierw wypowiem się z politycznego punktu widzenia, ponieważ chcę nieco skrytykować polityków. Nasze państwa członkowskie mają bardzo różne uwarunkowania geograficzne, interesy gospodarcze i specjalizacje. Dla Unii Europejskiej jako całości, a na pewno nie dla każdego państwa członkowskiego z osobna, nie ma jednego świętego Graala. Nie przychodzi mi do głowy żadne cudowne rozwiązanie. Instytucje europejskie i państwa członkowskie zmobilizowały imponujące zasoby, ale nie stworzyły jednolitych ram politycznych, Dalio obecnie to szczegolny moment dla rynkow i gospodarki Chin które mogłyby stanowić podstawę negocjacji. Finansuje Kijów, zbroi jego obronę, przyjmuje uchodźców i znosi presję gospodarczą wywołaną sankcjami i zakłóceniami w dostawach energii.
Oczywiście do tego jest potrzebna jej naga siła – tu wiele przegapiliśmy – jednak w zakresie siły miękkiej jesteśmy światowym mocarstwem. Trump cnotę stracił i rubelka nie zarobił (choć oczywiście tu zdania są podzielone). Brutalnie walcząc z migracją, nie wziął zapewne pod uwagę, że dantejskie sceny na granicach mogą się przełożyć na dwudziestoprocentowy spadek turystyki zagranicznej. Inwazja z 2022 roku, mająca siłą powstrzymać te procesy, tylko je utrwaliła na co najmniej kilka pokoleń. Skorumpowany model polityki i gospodarki okazywał swoją słabość coraz wyraźniej z każdym rokiem.
Ich przewaga polega na „doświadczeniu” – są one szkolone na podstawie tysięcy lub milionów przypadków, znacznie wykraczających poza zwykłe ludzkie życie. OpenAI zasugerowało ostatnio, że potrzebuje wsparcia państwa do sfinansowania nowych centrów danych – sygnał ten szybko podsycił plotki o kłopotach finansowych giganta AI, a inwestorzy stają się coraz bardziej niespokojni. Musimy fundamentalnie zmienić nasze procedury – kodeks postępowania administracyjnego w tym kształcie nie wytrzyma próby czasu. Dlatego potrzebujemy przemyślanych narzędzi dedykowanych dla milionów polskich przedsiębiorców, którzy dzięki nim podniosą poziom swojej konkurencyjności – nie tylko w Warszawie czy Krakowie, ale też w Pile, Wojcieszowie czy Pułtusku. Dlatego przygotowujemy program piaskownic regulacyjnych, które umożliwią testowanie rozwiązań wykorzystujących AI bez obawy o kary, na przykład za niespełnienie wybranych obowiązków sprawozdawczych. To prawo, które wdroży europejski Akt o sztucznej inteligencji i stworzy przyjazne warunki dla rozwoju godnej zaufania AI.
Większym wyzwaniem jest jednak ryzyko powstania aktywów osieroconych, na przykład sieci i elektrowni, które za dziesięć lat nie będą potrzebne, a za które ktoś nadal będzie musiał zapłacić. Nie jest to dużo w stosunku do całej gospodarki, ale jest to znacząca kwota. Planujemy nasz system gazowy bez uwzględnienia rozwoju sieci energetycznej w nadchodzących latach. Obecnie nasze plany rozwoju sieci energetycznej i systemu gazowego nie są ze sobą skoordynowane.
Co istotne, w perspektywie roku 2030 nieco ponad połowa pracodawców (52 proc.) przewiduje przeznaczanie większej części przychodów na wynagrodzenia, a jedynie 8 proc. Miejsc pracy dostarczyć ma walka ze zmianami klimatu. Mamy na rynku także opracowania, które starają się uchwycić wzmiankowane zjawiska ilościowo, z jakby większą precyzją. Czy sukces na rynkach pracy przyszłości naprawdę bezpośrednio zależy od dalszego podtrzymywania globalnego cyrku hiperkonsumpcji? Eksperci prześcigają się w prognozowaniu najbardziej prawdopodobnych trajektorii rozwoju rynków oraz technologii, a uczelnie oferują coraz bardziej wymyślne programy kształcenia skrojone pod te fantasmagoryczne przyszłe okoliczności.
To tak kończąc dzisiaj te przykłady na takich dwóch minusach, które na razie jeszcze nie sumują się w plus. To jest taka branża, która właściwie od lat rośnie i w Polsce cały czas mamy jeszcze sporo do zrobienia, jeśli chodzi o ten stan tego rynku i tu jeszcze moce będziemy musieli mocno zwiększać i inwestować w ten obszar, więc ogólnie branża bardzo ciekawa, bardzo fajnie rósł Geotrans. Wychodzi na to, że klienci handlujący tymi instrumentami opartymi na kryptowalutach w XTB ograli brokera na około 30 milionów złotych. Można powiedzieć tak, klienci ograli XTB, XTB przypomnijmy jest brokerem, który działa w modelu Market Maker, czyli w dużym uproszczeniu inwestorzy grają nie z rynkiem, oczywiście na instrumentach typu CFD, bo na rynku kasowym, to jest zupełnie co innego.
Część generowanych dochodów powinna powracać przez mechanizm rynkowy i publiczny, żeby wzmacniać środowisko rozwoju. Problem logiki „kontynentalnej” jest oczywiście widoczny – i nie dotyczy on pojedynczych firm, ale całych branż. A do tego ważne stanowiska służyły do załatwiania pracy kolegom. I teraz, siadając z ludźmi, którzy prowadzą biznes w danej dziedzinie i nie są to szefowie spółek skarbu państwa, pytamy ich, na czym polega ich przewaga, ale też gdzie są słabsi niż konkurenci. Nie chodzi tu o projekty, w których ideologia dominuje nad racjonalnością gospodarczą, tylko o to, że taka wyspa, a potem archipelag kształtuje swój specyficzny sposób tworzenia wartości.
I myślę, że to pokazuje, że raczej nie jesteśmy biedni po pandemii, a przynajmniej na pewno mamy pieniądze, aby regulować swoje zadłużenie, spłacać je może nawet nieco z wyprzedzeniem, jakieś lekkie nadpłaty robić. Na pewno pokazuję dane z Kruka bardzo pozytywne, powyżej oczekiwań Zarządu, patrząc na to, co się dzieje na kursie, to raczej też istotnie powyżej oczekiwań rynku. NBP, Prezes Glapiński może nie wiedzieć, że my tu taką śmiałą prognozę postawiliśmy i nam podniesie na złość stopy procentowe i zahamuje tu psychologicznie te ewentualne wzrosty. NBP twierdzi, że tak jeszcze nie jest, a na przykład Czesi i Węgrzy stwierdzili, że tak właśnie jest. I przed tą popytową inflacją bronimy się już podwyżkami stóp procentowych. To znaczy ja tak twierdziłem, Marek twierdził, że podobno tak jeszcze nie jest, że klienci już chętnie akceptują wyższe ceny, że idziesz na tą pizzę, która całe życie kosztowała Cię 20 złotych, wchodzisz do restauracji i patrzysz, a teraz ona kosztuje 23 złote powiedzmy.
Moim zdaniem właśnie rynek dostrzegł ten udział, że to jest to 42% udziału, to jest online, widzi w jakim tempie się to rozwija. Jakbyśmy sobie popatrzyli na to, co jest najważniejsze w tych wynikach, to jest ta struktura tych przychodów, z tych dwóch miliardów 350 milionów, 988 milionów, prawie 1 miliard, to jest przychód z online’u, a miliard 300 kilkadziesiąt milionów, to jest przychód ze sklepów stacjonarnych. Ale oczywiście trzeba sobie zdać sprawę, kiedy był kwartał w zeszłym roku, jeszcze raz powtórzmy, to jest luty, marzec, kwiecień, więc to nie jest żadnym jakimś osiągnięciem. I teraz tak, LPP miało ogólne przychody 2 miliardy 350 milionów, i to jest o 100% wyżej niż w analogicznym kwartale w zeszłym roku. Dla mnie było szokującą informacją, szokującą pozytywnie oczywiście, że to się tak szybko stało, że LPP, i to jest jakby kluczowy parametr z ostatnich wyników kwartalnych LPP, że udział sprzedaży internetowej, tego online’u w ogólnych przychodach LPP za ostatni kwartał, to jest aż 42%. Otóż przez ostatni rok, półtora roku mogliśmy pięknie zaobserwować takie przeobrażenie się LPP ze sprzedaży właśnie w tych sklepach takich, że ktoś szedł i kupował sobie coś tam, nie wiem, skarpetki w Reserved, bo przechodził akurat galerią handlową, do tego, że on te same skarpetki kupuje, ale przez Internet.
Każdy z tych krajów buduje moce gazowe na godziny bez wiatru i słońca, a moce te działają następnie przez dziesięć procent czasu. Były ogromne elektrownie węglowe, na przykład w Polsce. Ceny są wysokie, ale nawet w Polsce baterie wygrywają z gazem ziemnym w aukcjach rynku mocy. W celu zapewnienia bezwładności i stabilności systemu dysponujemy zasobami niegenerującymi energii, które mogą służyć systemowi.
Każdemu z nich przydzielono – w kontekście ogólnego planu rozwoju – indywidualne zadania. Ludność za jego czasów dzieliła się na uprzywilejowaną mniejszość miejską (17 proc.) i wykorzystywaną większość wiejską (83 proc.). Uważał, że ośrodki poszczególnych gałęzi przemysłu należy rozproszyć po całym kraju – w górach i mniej dostępnych regionach zachodniej części państwa.
Czy naprawdę potrzebujemy źródeł energii, aby osiągać zyski w Europie, jeśli traktujemy energię elektryczną lub energię jako usługę, a nie towar? Na przykład upcykling i prawo do naprawy są częścią Zielonego Ładu, ale bardzo niewiele osób zdaje sobie z tego sprawę. Można je ładować za pomocą energii wiatrowej, ale wtedy, o ile nie ma się tyle szczęścia co Belgia położona nad morzem, napotyka się problem „nie na moim podwórku”. W tym okresie nie można ładować baterii za pomocą energii słonecznej. Nie mamy natomiast rozwiązań technicznych pozwalających na pokrycie zapotrzebowania w okresie od listopada do marca wyłącznie za pomocą energii słonecznej.